VA Refinance Programs
Option 1
VA Streamline Refinance (for current VA borrowers)
VA streamline refinance is considered streamline because it reduces the interest rate on your current VA home loan quickly and often without an appraisal. This loan product also cuts down on the amount of paperwork that must be completed saving you valuable time and money.
NO - Appraisal
NO - Credit Check
NO - Credit Underwriting
NO - Qualifying Debt Ratios
NO - Income Verification
NO - Face to Face Application
To qualify for a Streamline Refinance you must currently have an VA loan in good standing.
When you refinance to a VA insured mortgage, you can expect a lower monthly mortgage payment.
Option 2
VA Refinance (cash-out)
VA "cash-out" refinance allows you to take cash-out up to 90% of the value of your home. Enjoy the flexibility and benefit of VA cash-out refinance even if you don't currently have a VA loan. Lower your rate, and take cash-out.
Option 3
VA Refinance (rate & term)
When you lower your interest rate, you lower your monthly payment! Enjoy the flexibility and benefit of VA loan products even if you don't currently have a VA loan. Lower your rate, lower your monthly payment.

