Online Resources

Veterans Benefits
> Home Loan Eligibility
> Get Your Certificate
> Specially Adapted Housing
> Elderly Home Owners
> Avoid Foreclosure
> Additional Benefits

HomeOwners
> Refinance
> Loan Types
> Find a Lender
> Apply Now
> Avoid Foreclosure
> Closing

> Tips for HomeOwners

HomeBuyers
> What Can I afford?
> Get Pre-Approved
> First Time Home Buyers
> Loan Types
> Find a Lender
> Closing
> Home Buying Tips


AVOID PREDATORY LENDING

AVOID FORECLOSURE


VA Rates
7/1/2008

30 year fixed
-----------------------
6.0%
0 points
6.11% APR

15 year fixed
----------------------
5.5%
0 points
5.69% APR

 

In the News

Fed Lowers Key Interest Rate to 2.25%.

New Benefits Handbook Updates for Veterans and Dependents.

New Changes to GI Bill

More >


Use your VA Eligibility to Refinance.

VA Loans Offer Lower Rates and Lower Fees.

VA Home Loan Programs are for veterans
and active duty military personnel and certain members of the reserves and National Guard. VA programs provide
an excellent product
and benefit for those individuals who have served or are serving to protect our families
and our nation.

VA Refinance Products -

Option 1
VA Refinance

Lower your interest rate, lower your payment.
When you lower your interest rate, you lower your monthly payment. Enjoy the flexibility and benefits of VA loan products even if you don't currently have a VA loan.

Option 2
VA Refinance (cash-out)

Refinance to lower your rate and take cash-out.
VA "cash-out" refinance allows you to take cash-out up to 90% of the value of your home. Enjoy the flexibility and benefit of a VA cash-out refinance even if you don't currently have a VA loan. Lower your rate, and take cash-out.

Option 3
VA Streamline Refinance (for current VA borrowers)

NO - Appraisal
NO - Credit Check
NO - Credit Underwriting
NO - Qualifying Debt Ratios
NO - Income Verification
NO - Face to Face Application

To qualify for a Streamline Refinance you must currently have a VA loan in good standing.